Alma Leticia Santos

January 27, 1966 - January 14, 2022
Alma Leticia   Santos thumbnail
Fred Dickey Funeral & Cremation Services
Cristina Rocha
Regina's flower shop
Elsa Trejo
Mr & Mrs Ernest Lee
Yvette S
Terry De Hoyos
Terry De Hoyos
Martha Rodriguez
Manuel Jaime Josefina
Betty Jaime Light a candle


Alma Letty Santos was called home by the Lord on the morning of Friday, January 14, 2022, surrounded by her most loved ones.

Mrs. Letty Santos, 55, was born in Laredo, Texas on January 27, 1966, where she was a lifelong resident. She is preceded in death by her mother, Zulema G. Carreon, her father, Felix Carreon, and her brother Octavio Carreon.

She is survived by the love of her life, her husband Joel Santos, her son Joey Lee Santos, her daughter Melissa Lynn (Antonio “Tony”) Hurtado, her joy, her grandson Antonio “Tony” Hurtado, Jr. and she anxiously awaited the arrival of her grandson Gael Hurtado. 

Left to also cherish her memory are her siblings, Angelica (Tomas) Vela, Elsa (Juan+) Martinez, Amy (Arnoldo) Sarli, Felix (Rebecca) Carreon Jr., Oscar (Sarah+) Carreon, and numerous relatives and friends.

A sociable leader, inspirational community mentor, and business owner, Letty has always embodied joy and vitality. In 2007, she took a leap of faith, and with her amazing wisdom and the help of her husband and family, she opened South Texas Credit Advisors, now known as STXCA Credit & Financial Services. Her passion for financial management drew her into educating others in financial literacy and credit consumer law. With dedication and perseverance, Letty successfully dominated the credit industry operating her own small business and becoming one of the most successful credit repair companies not only in South Texas, but in the nation. Her daily mission from then has been to educate the community in financial literacy, credit education, and personal finances one success story at a time. Letty was an active member with the Laredo Chamber of Commerce and the Laredo Builders Association. She enjoyed serving her community by assisting many realtors, builders and lenders qualify their clients for home approvals. For the past 4 years, she has been a volunteer with Texas A&M International University in The Small Business Development Center where she taught a class on Credit & Budgeting. Over the years Letty has received numerous recognitions from the community and in 2020, she was awarded the Financial Services Champion of the Year by the U.S. Small Business Administration, an award that she so much accepted with humbleness and enthusiasm. Letty Santos left a legacy to all the people she touched, and her greatest desire was to keep that legacy moving forward. 

Letty will always be remembered by her contagious glowing smile and way of uplifting others. She used her enthusiastic personality to always educate and make things happen in the Laredo community. If there was one thing Letty was, that was determination with Faith in God no matter what the challenge or request was, she gave it her all to ensure she exceeded all expectations whether for herself or others. 

“I have fought the good fight, I have finished the race, I have kept the faith.” -2 Tim. 4:7

The family will be receiving guests on Tuesday, January 18, 2022, at Fred Dickey Funeral & Cremation Services located at 1320 Trey Dr., Laredo, TX 78041 from 4:00 p.m. to 5:00 p.m. (immediate family only), from 5:00 p.m. to 9:00 p.m. (public), A holy rosary service will be officiated at 7:00 p.m. 

A funeral procession will depart Wednesday, January 19, 2022, to San Martin De Porres Catholic Church on 1714 Sandman St. Laredo, TX 78041, where a funeral mass will be celebrated at 9:00 a.m. Interment will follow to the Memorial of Gardens Perpetual Care Cemetery Family Plot located off HWY 359 in Laredo, TX. 

Funeral arrangements are by Fred Dickey Funeral & Cremation Services, 1320 Trey Dr., Laredo, Texas 78041 (956) 723-3611. For your convenience, you may leave your condolences to the family online at

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Service Schedule

Visitation Information

Date: Tuesday, January 18, 2022

Time: 5:00 pm - 9:00 pm

Fred Dickey Funeral & Cremation Services


1320 Trey Dr.
Laredo, Texas 78041

A Holy Rosary will be officiated at 7:00 pm.

Service Information

Date: Wednesday, January 19, 2022

Time: 9:00 am

San Martin de Porres Catholic Church


1704 N. Sandman
Laredo, Texas 78041

Cemetery Information

Date: Wednesday, January 19, 2022

Memorial Gardens of Laredo Cemetery


HWY 359
Laredo, Texas 78041


Life Event Timeline

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Timeline for Alma Leticia Santos

Born: January 27, 1966
Died: January 14, 2022

Condolences for Alma Leticia Santos

Fred Dickey Funeral & Cremation Services

Our sincere condolences.

The staff of Fred Dickey Funeral & Cremation Services.


Cristina Rocha posted on 7/27/22

In memory of Alma Leticia Santos, Cristina Rocha lit a candle


Cristina Rocha posted on 7/27/22

To carreon family...I'm sorry for your loss please accept my deepest condolences to you all may your dear sister rest in peace ?...cristina vicky Rocha.


Iris Garza Granados posted on 1/19/22

My most heartfelt condolences to the entire Carreon Santos family. My heart is with you all. Lety was a great lady. She will be greatly missed.


Zulema posted on 1/18/22

Still can't believe it ..My heart breaks for Flaco Oey, Mel and Ms Amy and her entire family. May God give you strength in this difficult time. May Ms Letty Rest in Peace. ?️?


Regina's flower shop posted on 1/17/22

In memory of Alma Leticia Santos, Regina's flower shop lit a candle


Elsa Trejo posted on 1/17/22

Your contagious smile and laughter will forever be heartfelt. I am so blessed to have been your sister in law! Over 35 years, you were always kind to me when we came across each other. I am sure the LORD welcomed you with open arms.


Jelica Ramos posted on 1/17/22

Our deepest sympathies to you and your family. Please know you are in our thoughts and prayers. We pray you find please and comfort in your time of grief. Love, Bruno and Jelica Ramos


Natalie Kime posted on 1/17/22

I had the pleasure of working with Letty via Wealthwave and she was an amazing woman. She shared her faith constantly and had such a strong belief in the work we did. She spoke so highly and with such loved for her husband and children and was an incredible example to me. I am grateful and blessed to know her. Until we meet again Letty, you are missed and loved. Sending prayers of comfort, love and strength to her family and all who loved her.


Mr & Mrs Ernest Lee posted on 1/16/22

Our Deepest condolences the the Santos and Carreon Family, MELISSA Letty was a wonderful person, very energetic and always there to lend a helping hand and advice, she would always call you back, even after business hours or weekends and address your questions or concerns, she helped my son with his credit to correct discrepancies and errors, and he was able to purchase his brand new home, very grateful to her and MELISSA. May You Rest In Peace in God’s Loving Arms. Regards Ernest and Lourdes Lee


Annabelle Barrera posted on 1/16/22

Sending you my deepest condolences for the loss of your loved one may she Rest In Peace ??


Yvette S posted on 1/15/22

In memory of Alma Leticia Santos, Yvette S lit a candle


Terry De Hoyos posted on 1/15/22

In memory of Alma Leticia Santos, Terry De Hoyos lit a candle


Terry De Hoyos posted on 1/15/22

My deepest condolences to Angie, Anabel, and Lynda and all of Letty’s family and my prayers to you and may she Rest In Peace ?


Patricia Tellez posted on 1/15/22

My sincere condolences to the family may you Rest In Peace my dear Letty such a wonderful & loving woman of faith.


Martha Rodriguez posted on 1/15/22

In memory of Alma Leticia Santos, Martha Rodriguez lit a candle


Martha Rodriguez posted on 1/15/22

My deepest condolences to all of Lety’s family, I still can not believe this sad news I just saw her with her family a few days ago at the restaurant. Beautiful friend and always smiling, my prayers to all of you❤️❤️❤️??


Manuel Jaime Josefina posted on 1/15/22

In memory of Alma Leticia Santos, Manuel Jaime Josefina lit a candle


Manuel Gonzalez posted on 1/15/22

My sincere condolences to the family. Alma will always be remembered for her concern about others and her helping attitude. From the Gonzalez family.


Jessica & Eddie Rendon posted on 1/15/22

Our deepest and most sincere condolences to the Santos family. You touched so many lives and helped do many people achieve their dreams. You will be deeply missed.


Betty Jaime posted on 1/15/22

You will be truly be missed tía. It is unbelievable and hard to believe you are no longer with us.


Laura Chávez posted on 1/15/22

Todavía no lo puedo creer que te nos fuiste mi querida amiga muchas gracias por todo lo que me ayudaste para tener mi casa y muchas cosa amiga siempre te voy a extrañar mucho De parte de la familia chavez


Iza Benavides posted on 1/15/22

My most heartfelt condolences to the entire family. Joel, Joey, Melissa, Tony, Jr., you all are in my thoughts and prayers. Please know I love Letty like my own and know that I will be right here as if she was here if you all need anything. We will celebrate her every day as she would want for us to. Letty, it's not a goodbye, it's a I'll see you when our good Lord comes. Then they'll be no more suffering. We will rejoice in the presence of our Savior. I will forever be grateful for loving me and my family as your own. You cared for me as a sister. Thank you for everything you did for us, your advice and motivation we will carry on forever. Our hearts hurt at this time but, we find comfort in the promise of our Lord and Savior Jesus Christ. He is the resurrection and the life. He who believes in Him even though he dies, he will live. LOVE YOU!


Letty Perez posted on 1/15/22

My deepest condolences. We’re all in total disbelief of Letty’s unexpected departure. She was a beautiful soul and will greatly be missed. Thank you Letty for helping me personally in my credit repair and for all the valuable information you shared. May You Rest In Peace in God’s Loving Arms.


kassandra posted on 1/15/22

our sincere condolences to family RIP Lety